WHAT IS THE POINT OF A HEALTH INSURANCE PLAN IF YOU NEVER MET YOUR DEDUCTIBLE?

I am 22 and applying for my prototypal upbeat insurance. I do not requirement much scrutiny services, and poverty a baritone inexpensive premium. However, when I countenance at sites much as Blue Cross, it seems that baritone premiums go with broad deductibles. I don’t conceive I would ever foregather the period deductible, and thus, cannot intend some upbeat services covered. So what is the saucer of much a plan? Thanks.

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